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Find the Best Extended Car Warranty Companies in Billings, MT

An extended auto warranty covers the cost of repairs if your car malfunctions or breaks down. The Billings Gazette has partnered with ConsumerAffairs to create this guide by comparing the local popularity, plan selections and regional availability of 40 businesses and choosing eight favorites from the top extended auto warranty companies in Billings.

Companies pay ConsumerAffairs to be accredited, and the Billings Gazette and/or ConsumerAffairs may receive compensation when you click a link, call a number or fill out a form on this site.

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Compare Billings Extended Auto Warranty Companies

What does an extended car warranty cover in Billings?

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Extended auto warranties cover malfunctioning parts and systems in your vehicle, unlike car insurance, which covers you in the event of a collision, theft or vandalism. Most consumers buy extended warranties to continue coverage after their manufacturers’ warranties expire or to supplement an existing warranty. Billings winters can cause dead batteries and fluid leaks, and road salt can corrode metal parts. However, an extended auto warranty can lessen your financial risk from these nuisances.

Extended auto warranties, also called vehicle service contracts, come with various levels of coverage. A basic plan typically covers major systems such as your engine and transmission, similar to a powertrain warranty from the manufacturer. Upgraded, midlevel plans add coverage for items such as steering components, brakes and air conditioners, while premium, bumper-to-bumper or exclusionary plans cover almost everything on a vehicle.

  • Basic coverage: engine, transmission, drive axle and transfer case
  • Midlevel coverage: electrical system, cooling system, fuel delivery components, steering, air conditioning, suspension, brakes and electronics
  • Bumper-to-bumper coverage: perforation, radio, GPS, rearview backup camera and maintenance

Many companies also offer rental car coverage, roadside assistance, tires and towing as part of their packages.

How much do car warranties cost in Billings?

Most extended auto warranties cost $1,000 - $4,000, but the price of an extended car warranty varies, depending on:

  • Your coverage
  • Your car’s mileage
  • Your car’s make
  • Your car’s age
  • Where you live
  • How far you drive daily
  • How long you want to keep the plan

For a 2015 Chevy Impala with 40,000 miles, an extended car warranty with three years of basic coverage costs around $1,575 in Billings. Deductibles and billing terms can also affect extended auto warranty costs. Some companies offer student, military and senior discounts, too.

Billings extended auto warranty FAQ

Are extended auto warranties worth it for Billings drivers?

Extended auto warranties provide you with a safeguard against unpredictable expenses, which can be worth it if certain repairs are necessary. For example, the average transmission rebuild costs $1,800 - $3,400. If your vehicle requires this repair while covered by an extended auto warranty, your plan would likely pay for itself.

Where can I use my car warranty in Billings?

An extended auto warranty is typically good at any licensed repair facility employing ASE-certified mechanics. Contact your mechanic of choice or any prospective warranty company to get an exact list of available options.

How do car warranties work?

Think of an extended auto warranty like health insurance for your car. First, you purchase an extended warranty and pick your coverage. When you need repairs, you pay a deductible and make sure the repairs are approved by the warranty company, which either pays the repair shop directly or reimburses you.

What is a drivetrain warranty?

A drivetrain warranty covers all the components that give power to the wheels, including the engine, transmission, driveshaft, differentials and transfer case (if applicable).

Billings extended car warranty company information

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Endurance Auto Warranty

Endurance Auto Warranty offers five levels of service. Its Select Premier plan covers high-mileage vehicles for engine, transmission, electrical, cooling, A/C, heating and fuel problems. All plans come with Elite Membership, which includes roadside assistance, key fob replacement, tire repair and ID theft recovery tools. Payment plans are available with some contracts. Endurance Auto Warranty plans come with a 30-day money-back guarantee.

Endurance Auto Warranty Learn More
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CARCHEX

CARCHEX offers a wide range of plans ranging from basic to exclusionary coverage. The company provides contracts for up to 10 years, and all its plans include 24/7 roadside assistance, car rentals, towing, gas delivery and trip interruption service. Ask about free Sirius XM service if you purchase a contract. CARCHEX offers a 30-day money-back guarantee.

CARCHEX Learn More
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CarShield

CarShield has five levels of car coverage, plus motorcycle and ATV plans. You can also add Aluminum coverage for your air conditioning, power windows, GPS and other components not typically covered in a basic plan. CarShield’s contracts come with free towing, rental car coverage, a monthly payment option and a 30-day money-back guarantee.

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Protect My Car

Protect My Car provides three levels of coverage. It also has a program called the Ambassador Policy that offers discounts on repairs and covers routine maintenance, regardless of age and mileage. All plans cover roadside assistance, car rentals, oil changes and tire rotations. Protect My Car also provides flexible payment terms, a $100 flat deductible on all plans and a 30-day money-back guarantee.

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Concord Auto Protect

Concord Auto Protect offers Powertrain, Advanced and Premium plans. Premium plans include front and rear suspension, and both the Premium and Advanced plans cover all-wheel-drive and four-wheel-drive vehicles. All contracts include towing, car rentals, locksmith services and roadside assistance. Customers can take their cars to any ASE-certified repair facility. Concord Auto Protect has a 30-day money-back guarantee.

Concord Auto Protect Learn More (877) 773-7775

Infinite Auto Protection

Infinite Auto Protection has Foundation, Modern and Prime plans. The Foundation plan includes brakes, excluding pads and rotors, and all-wheel-drive or four-wheel-drive vehicles. The Prime plan covers electronics. All contracts include towing, car rentals and roadside assistance, and customers can file a claim 24/7. Infinite Auto Protection offers payment plans and a 30-day money-back guarantee, too.

Infinite Auto Protection

Lithia Toyota of Billings

At Lithia Toyota of Billings, customers can purchase a new or used car and an extended auto warranty at the same time. This dealership offers several term and deductible options. Plans come with substitute transportation coverage, 24-hour roadside assistance, road hazard protection and trip interruption insurance. Policies are transferable to a new owner if you sell the vehicle. Visit Lithia Toyota of Billings at 1532 Grand Ave., Billings, MT 59102.

Lithia Toyota of Billings

Billings Federal Credit Union

Billings Federal Credit Union offers mechanical repair coverage as an alternative to getting your extended warranty from a dealership. Customers can get repairs at any qualifying facility, and coverage is available to all BFCU members. Billings Federal Credit Union has multiple locations, including its Downtown office at 2522 Fourth Ave. N., Billings, MT 59103.

Billings Federal Credit Union