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Endurance Auto Warranty
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CARCHEX
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CarShield
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Protect My Car
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Concord Auto Protect
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Infinite Auto Protection
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Lithia Toyota of Billings
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Billings Federal Credit Union
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Extended auto warranties cover malfunctioning parts and systems in your vehicle, unlike car insurance, which covers you in the event of a collision, theft or vandalism. Most consumers buy extended warranties to continue coverage after their manufacturers’ warranties expire or to supplement an existing warranty. Billings winters can cause dead batteries and fluid leaks, and road salt can corrode metal parts. However, an extended auto warranty can lessen your financial risk from these nuisances.
Extended auto warranties, also called vehicle service contracts, come with various levels of coverage. A basic plan typically covers major systems such as your engine and transmission, similar to a powertrain warranty from the manufacturer. Upgraded, midlevel plans add coverage for items such as steering components, brakes and air conditioners, while premium, bumper-to-bumper or exclusionary plans cover almost everything on a vehicle.
Many companies also offer rental car coverage, roadside assistance, tires and towing as part of their packages.
Most extended auto warranties cost $1,000 - $4,000, but the price of an extended car warranty varies, depending on:
For a 2015 Chevy Impala with 40,000 miles, an extended car warranty with three years of basic coverage costs around $1,575 in Billings. Deductibles and billing terms can also affect extended auto warranty costs. Some companies offer student, military and senior discounts, too.
Are extended auto warranties worth it for Billings drivers?
Extended auto warranties provide you with a safeguard against unpredictable expenses, which can be worth it if certain repairs are necessary. For example, the average transmission rebuild costs $1,800 - $3,400. If your vehicle requires this repair while covered by an extended auto warranty, your plan would likely pay for itself.
Where can I use my car warranty in Billings?
An extended auto warranty is typically good at any licensed repair facility employing ASE-certified mechanics. Contact your mechanic of choice or any prospective warranty company to get an exact list of available options.How do car warranties work?
Think of an extended auto warranty like health insurance for your car. First, you purchase an extended warranty and pick your coverage. When you need repairs, you pay a deductible and make sure the repairs are approved by the warranty company, which either pays the repair shop directly or reimburses you.
What is a drivetrain warranty?
A drivetrain warranty covers all the components that give power to the wheels, including the engine, transmission, driveshaft, differentials and transfer case (if applicable).
Endurance Auto Warranty |
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Endurance Auto Warranty offers five levels of service. Its Select Premier plan covers high-mileage vehicles for engine, transmission, electrical, cooling, A/C, heating and fuel problems. All plans come with Elite Membership, which includes roadside assistance, key fob replacement, tire repair and ID theft recovery tools. Payment plans are available with some contracts. Endurance Auto Warranty plans come with a 30-day money-back guarantee. |
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CARCHEX |
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CARCHEX offers a wide range of plans ranging from basic to exclusionary coverage. The company provides contracts for up to 10 years, and all its plans include 24/7 roadside assistance, car rentals, towing, gas delivery and trip interruption service. Ask about free Sirius XM service if you purchase a contract. CARCHEX offers a 30-day money-back guarantee. |
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CarShield |
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CarShield has five levels of car coverage, plus motorcycle and ATV plans. You can also add Aluminum coverage for your air conditioning, power windows, GPS and other components not typically covered in a basic plan. CarShield’s contracts come with free towing, rental car coverage, a monthly payment option and a 30-day money-back guarantee. |
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Protect My Car |
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Protect My Car provides three levels of coverage. It also has a program called the Ambassador Policy that offers discounts on repairs and covers routine maintenance, regardless of age and mileage. All plans cover roadside assistance, car rentals, oil changes and tire rotations. Protect My Car also provides flexible payment terms, a $100 flat deductible on all plans and a 30-day money-back guarantee. |
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Concord Auto Protect |
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Concord Auto Protect offers Powertrain, Advanced and Premium plans. Premium plans include front and rear suspension, and both the Premium and Advanced plans cover all-wheel-drive and four-wheel-drive vehicles. All contracts include towing, car rentals, locksmith services and roadside assistance. Customers can take their cars to any ASE-certified repair facility. Concord Auto Protect has a 30-day money-back guarantee. |
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Infinite Auto Protection |
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Infinite Auto Protection has Foundation, Modern and Prime plans. The Foundation plan includes brakes, excluding pads and rotors, and all-wheel-drive or four-wheel-drive vehicles. The Prime plan covers electronics. All contracts include towing, car rentals and roadside assistance, and customers can file a claim 24/7. Infinite Auto Protection offers payment plans and a 30-day money-back guarantee, too. |
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Lithia Toyota of Billings |
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At Lithia Toyota of Billings, customers can purchase a new or used car and an extended auto warranty at the same time. This dealership offers several term and deductible options. Plans come with substitute transportation coverage, 24-hour roadside assistance, road hazard protection and trip interruption insurance. Policies are transferable to a new owner if you sell the vehicle. Visit Lithia Toyota of Billings at 1532 Grand Ave., Billings, MT 59102. |
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Billings Federal Credit Union |
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Billings Federal Credit Union offers mechanical repair coverage as an alternative to getting your extended warranty from a dealership. Customers can get repairs at any qualifying facility, and coverage is available to all BFCU members. Billings Federal Credit Union has multiple locations, including its Downtown office at 2522 Fourth Ave. N., Billings, MT 59103. |
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