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Find the Best Way to Invest in Gold in Billings, MT

People have used gold as a currency for thousands of years. Diversifying your investments with gold or a precious metals IRA can hedge your bets in the long term. The Billings Gazette has partnered with ConsumerAffairs to create this guide by comparing reviews and service areas of more than 30 businesses and choosing 13 favorites from the top gold investment companies in Billings.

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Compare Billings Gold Investment Companies

Gold and other precious metal IRAs are an investment and carry risk. Consumers should be alert to claims that customers can make a lot of money in these or any investment with little risk. As with any investment, you can lose money and past performance is not a guarantee of future performance results. Consumers should also obtain a clear understanding of the fees associated with any investment before agreeing to invest.

How to invest in gold in Billings

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You can invest in gold in a few different ways. Buying gold coins and bars or even jewelry from local dealers in Billings can help give you some financial security during uncertain economic times. Additional options include investing in a gold individual retirement account (IRA), exchange-traded funds (ETFs) or futures. You may decide to invest only using only one option or you could combine them. To figure out what’s right for you, you should consult a trusted financial advisor.

  • A gold IRA is similar to a traditional IRA; however, the account holds physical gold in coin or bullion form instead of paper assets. The company you have an IRA with or a third party stores your metals in an IRS-approved depository.
  • Gold bullion is any gold in bulk form, including bars, blocks or coins. The value of gold bullion is determined by mass and purity rather than by monetary face value. You can buy gold bullion from precious metal dealers, jewelers, government mints and private mints.
  • A gold ETF is a commodity exchange-traded fund that holds gold-based assets, not physical gold. You can purchase a gold ETF through investment brokers, like a stock. It allows you to invest in gold at a lower cost than buying physical gold, and you don’t have the added cost of storing it.
  • Gold futures are financial contracts between a buyer and seller, where the buyer agrees to purchase a certain amount of gold at a predetermined price on a future date. Buyers don’t have to pay the full amount upfront.

Billings gold investment FAQ

How does a gold IRA work?

A gold IRA, or precious metal IRA, works like a traditional IRA except that it holds gold and other precious metals as well as monetary contributions like cash. You can open a gold IRA with bullion you already own if it meets IRS fineness standards, or you can find a broker to buy the gold. Your gold is stored in an IRS-approved depository either by the company that holds your gold IRA or a third party.

Is gold a good retirement investment for Billings residents?

We don’t recommend investing a significant portion of your retirement savings in gold, but it can be beneficial to invest a portion of it. Its value actually increases during hard economic times and it doesn’t lose value during inflationary periods. The general consensus is that gold is a sound investment, especially during hard economic times. Gold isn’t going to give you a significant financial return, but it is a relatively safe investment.

How much gold should I have in my portfolio?

Some financial advisors recommend investing anywhere from 1% to 10% of your portfolio in gold. The amount of gold you have in your portfolio depends on how much risk you’re willing to take on. Investment experts generally do not advise having more than 10% of your portfolio invested in gold.

Are there taxes on buying gold and silver bullion in Billings?

No, there is no tax on buying gold and silver bullion in Billings. Montana does not have general sales, use or transaction tax for gold.

How much gold can I sell without reporting?

Any time you sell gold, federal law requires you to report it on your income tax return. When you sell any form of gold at a profit, a capital gains tax is applied that’s equal to your marginal tax rate up to a maximum rate of 28%.

Billings gold investment company information

Red Rock Secured

Red Rock Secured is a wholesaler of precious metals for IRAs. The company offers depository storage and home delivery of precious metals, including silver, gold, platinum and palladium. It offers a “Zero Fees for Life” promotion, but you must meet certain conditions to be eligible. Spot market prices are applied to orders, and Red Rock Secured account executives are available for free consultations.

Red Rock Secured Learn More (844) 824-7255

Patriot Gold

Patriot Gold offers gold, silver, palladium and platinum coins and bars for purchase or to be put into a precious metals IRA. Patriot Gold charges an annual fee for IRAs after the first year. The company does not charge fees on accounts with more than $100,000.

Patriot Gold Learn More (800) 678-7196

Orion Metal Exchange

Orion Metal Exchange specializes in gold and silver IRAs. The company also sells coins for cash. Orion Metal Exchange does have annual fees up to $100 but doesn’t charge a fee for storage for up to three years. Precious metals from Orion Metal Exchange are not available for online purchase.

Orion Metal Exchange

Monetary Gold

Monetary Gold acts as a direct precious metals dealer, cutting out the costs of a middleman. Your precious metals are kept at a third-party nongovernmental depository in Delaware. Alternatively, you can opt to have the investment delivered to your home for a flat fee of $30, which covers shipping costs. New customers enjoy free shipping. Depository storage and insurance fees are $1 per $1000 invested, with a $100 minimum. Advisors are available by phone for consultations.

Monetary Gold Learn More


Goldco helps customers with precious metals investments, including IRAs holding gold, silver and other precious metals. The company also sells gold and silver coins. IRA account holders should expect to pay an annual fee of up to $225. Storage fees vary by third-party providers.


Oxford Gold

Oxford Gold Group is a gold and precious metals investment firm. Its gold IRAs have a fixed annual fee of $175 or $225, depending on whether the account value is above or below $100,000. It stores precious metals at private depository facilities in Wilmington, DE, and Salt Lake City, UT. Home delivery isn’t offered. Investment advisors are available by phone for a no-obligation consultation.

Oxford Gold

American Hartford Gold

American Hartford Gold, a family-owned and -operated company, offers gold and silver IRA setup and delivery of precious metal bars and coins. Billings customers work with an account executive to convert existing retirement accounts, select gold and silver products, choose a depository and track the value of the IRA. The company guarantees 100% customer satisfaction. Contact American Hartford Gold to learn more and establish your IRA in three easy steps.

American Hartford Gold Learn More (866) 265-7222

Advantage Gold

Advantage Gold specializes in converting existing IRAs and eligible 401(k)s into gold and other precious metals. The company is committed to educating customers about their options, helping set up IRAs and facilitating transfers and rollovers. Metals are stored at Brink’s depository in Los Angeles or Salt Lake City or at Delaware Depository. Advantage Gold’s buyback policy allows you to sell back your precious metals to the company at any time for fair market value.

Advantage Gold

Augusta Precious Metals

Augusta Precious Metals is a Beverly Hills, CA, company specializing in gold and silver investment, both through IRAs and cash purchases. IRA clients can select where they want their metals stored from among approximately 10 nongovernmental storage facilities across the United States. Augusta bases its pricing on spot market value and, for IRAs, charges an upfront $50 application fee and $180 in annual fees. Each customer has access to free consultations during business hours, and first-time customers are allowed a seven-day cancelation period on premium coin transactions.

Augusta Precious Metals Learn More (833) 546-5248

Lear Capital

Lear Capital is a source for gold, silver, platinum and palladium bullion and also offers precious metal IRAs. The company charges a $180 annual fee for IRAs to cover the cost to store your bullion at the Delaware Depository, insurance, quarterly financial statements and an online account to view your portfolio performance. Lear Capital also provides a 30-day price guarantee on gold.

Lear Capital

Montana Bullion & Coin

Montana Bullion & Coin buys and sells gold and silver coins, bullion and collectibles. The company specializes in estate settlement appraisal. It answers any questions customers may have but does not mention if consultations are free. Montana Bullion & Coin is located at 1111 Main St., Ste. 13, Billings, MT 59105.

Montana Bullion & Coin

Grizzly Gold & Silver

Grizzly Gold & Silver is a precious metals dealer in gold and silver bullion, coins, jewelry, and scrap gold and silver. The company provides free quotes over the phone and in-store and does not charge additional fees. Customers can also shop online or at 2450 King Ave. West, Ste. C, Billings, MT 59102.

Grizzly Gold & Silver

Ardie's Coins

Ardie’s Coins is a precious metals and coin dealer selling gold and silver bullion as well as rare coins, including U.S. Mint sets, presidential dollars, American Eagle silver dollars and collectibles. The company also buys jewelry, scrap gold and silver, and precious metals. Appraisal services are available for coins, jewelry and collector items, including estates. Ardie’s Coins is located at 1944 Grand Ave., Billings, MT 59102.

Ardie's Coins